FAQ about Gap Insurance

Vehicle can be new or used but must have been purchased or refinanced in the last 12 months.

APR less than 12.5

FAQ about Total Loss Protection

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*Disclosure:
Maximum Limit of Loss: $50,000

NOTE: The claim settlement may not cover the entire Gap due, when your loan's original amount financed exceeds 120% of MSRP (new vehicle) or NADA Retail Value (used vehicles), plus 30% of value allowable for additional financed Items like credit Life or service contracts. The claim settlement does not cover late charges or other penalties due to your lender.

Your loan amount financed must be less than or equal to $100,000.

Your loan term must not be greater than 84 months.

The loan must not have a balloon payment due at the end of the term.

The maximum allowable APR is 12.5%

For more information on Gap Insurance we invite you to watch a
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For your convenience when ordering coverage please have the following information available;

Date your car or truck was purchased

Total purchase price of the vehicle

Amount financed

Annual Percentage Rate (Not to exceed 12.5% APR)

Name and address of Lender

Vehicle year, make, model

Vehicle I.D. Number (Note: VIN numbers are 17 digits long)

Nothing in this web site is to be construed as legal or insurance advice. Please consult the policy for coverage details.